SWP Calculator
A Systematic Withdrawal Plan gives you regular income from a lump sum. See the balance left and how long your money lasts.
- Free
- No signup
- Private: runs in your browser
- Works on mobile
Results are estimates for information only and are not financial, tax or legal advice. Rates and rules change, so confirm with the official source or a qualified professional.
SWP Calculator tool
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Example
With the default values shown in the tool, the results look like this:
- Final balance
- ₹69,63,401
- Total withdrawn
- ₹72,00,000
- Money lasts for
- Full 20 yr
How to use SWP Calculator
- Enter your values in the fields above.
- The result updates instantly as you type or change an option.
- Copy the result or note it down. Nothing is saved on our servers.
Why use DocConvertPRO?
- Free to use with no signup or watermark.
- Everything runs in your browser. Your input is not uploaded.
- Works on phones, tablets and computers.
- Made for Indian users: rupees, lakh/crore formats and local use cases.
About this tool
Each month the remaining balance earns the monthly return, then the withdrawal is deducted. If the balance reaches zero the tool shows when the money runs out.
Mutual fund and market returns are not guaranteed. Past performance does not assure future results.
Frequently asked questions
What is a safe withdrawal rate?
It depends on returns, inflation and how long you need the income. A lower withdrawal rate makes the money last longer.
Is SWP taxable?
Each withdrawal contains capital gains which may be taxed as per current rules.
Does the calculator include inflation?
No. Increase your withdrawal over time manually to test inflation.