SIP Calculator
See how a small monthly investment can grow over time. Enter your SIP amount, expected annual return and duration to estimate the maturity value.
- Free
- No signup
- Private: runs in your browser
- Works on mobile
SIP Calculator tool
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Example
With the default values shown in the tool, the results look like this:
- Maturity value
- ₹23,23,391
- Amount invested
- ₹12,00,000
- Estimated returns
- ₹11,23,391
How to use SIP Calculator
- Enter your values in the fields above.
- The result updates instantly as you type or change an option.
- Copy the result or note it down. Nothing is saved on our servers.
Why use DocConvertPRO?
- Free to use with no signup or watermark.
- Everything runs in your browser. Your input is not uploaded.
- Works on phones, tablets and computers.
- Made for Indian users: rupees, lakh/crore formats and local use cases.
About this tool
The maturity value is calculated as M × [((1 + i)^n − 1) ÷ i] × (1 + i), where M is the monthly investment, i is the monthly rate (annual rate ÷ 12) and n is the number of months. It assumes the instalment is invested at the start of each month.
Mutual fund and market returns are not guaranteed. Past performance does not assure future results.
Frequently asked questions
What is a SIP?
A Systematic Investment Plan lets you invest a fixed amount every month in a mutual fund, which builds a habit and averages your purchase cost.
What return should I assume?
Equity funds have historically delivered varying returns over the long term, but no return is guaranteed. Use a conservative number to plan.
Is the SIP return taxed?
Yes. Capital gains tax applies on redemption as per the current rules for the type of fund and holding period.